We have been following the track in the beta of iOS 11.2, and with the sudden arrival of the stable version many wanted to try it. But it has not been until now that Apple Pay Cash has been available to all audiences. The only downside is that you have to be in the United States.
Apple has activated the feature after launching iOS 11.2 this weekend, holding on for a few days to presumably polish all the details. The requirements are as simple as having Apple Pay and two-factor authentication activated on the iPhone.
"I spend the money for iMessage"
Apple Pay Cash is, in very short words, a PayPal competitor. With it you can have a balance on a virtual card, and send or receive money easily with other people. There is no additional fee to pay if you use a debit card to charge the balance to that virtual card, although depending on the banks you will pay something if you use a credit card.
All Apple Pay Cash transactions are made through iMessage, although you can also use Siri on the iPhone or Apple Watch to order a money transfer. In the United States there is no problem, but I wonder if that mandatory use of iMessage will make a dent in markets such as Spain where the absolute king is WhatsApp.
But before entering these debates it is necessary that Apple Pay Cash is launched in Spain and in other countries. We hope it will be soon, considering that we already have Apple Pay.